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What is Title Insurance?

Title Insurance is an insurance policy purchased by the seller of a property from a title insurance company when a sale is made. Though paid for by the seller, the coverage goes to the buyer of the property. The premium on the policy is a one-time fee, paid at the time of closing.


The title insurance company searches public records, such as liens, claims, deeds, tax records and maps, to make sure there are no problems in the title's ownership and history for the property you are buying.


What does title insurance cover?
• It insures you are the rightful owner of the property
• The policy covers you against losses from prior liens or judgments on the property
• Insures you have legal access to your property
• Insures your title is not rejected by a subsequent buyer because it is unmarketable due to a title defect of lien


Learn more about Title Insurance from the Land Title Associaion of Colorado.


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